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                                                   Successful Retirement Steps

1. PAY YOURSELF FIRST - put away before you pay bills and spend.
2. SAVE REGULARLY - put amounts in often without skipping.
3. SAVE EARLY - the sooner your start the more you will have.
4. INVEST - diversify and become knowledgeable.
5. DO NOT TAKE MONEY FROM YOUR SAVINGS - this is the greatest mistake people make - they can't wait for what they want.
6. HAVE DISCIPLINE - focus on your saving goals .