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                                                     Types of Investment

People invest ot improve their financial situation, create wealth, and provide for a more secure future. Common investment instruments are:

CASH - savings accounts, money market funds, certificates of deposit (CDs).

COMMON STOCKS - equity issued by a company that gives the buyer ownership in the company. Stocks may or may not pay the buyer a dividend.

BONDS - may be tax free Municipal Bonds, U.S. Government issued Treasuries, or Corporate Bonds which reflect debt by the issuing authority in exchange for interest payment to the purchaser.

MUTUAL FUNDS - professionally managed portfolios of Stocks or Bonds which may be of regional, national, or international issues.

REAL ESTATE - residential or commercial property.

Less common Instruments of Investments include:

COMMODITIES - resources which include gold, silver, copper etc. or food products such as pork bellies, wheat, corn etc.

ANTIQUES & COLLECTIBLES

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