Apply for the PLUS loan at StudentLoans.gov. You must also complete a Master Promissory Note (MPN) to complete the loan process, which you can do through StudentLoans.gov.

Apply through FASTChoice.

• Grad PLUS and Parent PLUS – Apply and accept through StudentLoans.gov.
• Alternative – Apply and accept through FASTChoice.

Once your loan is approved, UA is notified and processes your loan to completion. There is no process for you to accept these loans through ZipLine.

If you are the parent of an undergraduate student and you have been denied the PLUS loan, your son/daughter is eligible for additional unsubsidized loan funds. Check ZipLine to accept the additional amount.

Subsidized loans are awarded on the basis of financial need. The federal government subsidizes (pays) the interest while you are in school.

Unsubsidized loans charge interest from the time the money is first disbursed until it is paid in full. The interest is capitalized, meaning that you pay interest on any interest that has already accrued.

Both loans may be deferred while the student is in school with a minimum of half time enrollment.

If you have accepted your loan(s) via ZipLine, completed Entrance Counseling, and completed the Master Promissory Note, loans will apply toward your bill 10 days prior to the start of the semester.

If you don't need a loan to meet your financial obligations to UA, don’t accept it.

Yes, refundable amounts in excess of your bill can be used to offset living expenses.

Students who have accepted loans are required to complete Exit Counseling which will explain your options. You can also visit our Loan Repayment website.